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Retirement Advisors on Demand

In response to these persistent demographic challenges and the continuous evolution of retirement advisory practices, IFPHK has introduced QRA 2.0. This program modernizes the original QRA designation, equipping professionals with the expertise to provide needs-based, culturally attuned retirement advice to clients in Hong Kong. The curriculum incorporates forward-looking elements such as AI-driven personalization, stringent ethical governance, and the latest digital advancements in the Mandatory Provident Fund (MPF) system.  At the same time, Hong Kong is confronting one of the most rapid demographics shifts globally, marked by an increasingly aging population. Recent projections from the Census and Statistics Department (C&SD) indicate that individuals aged 65 and above will constitute approximately one-third of the population by the 2040s. This trend is propelled by low fertility rates, increasing life expectancy, and a contracting workforce.  QRA 2.0 also includes a Macau version of retiring planning, upholding rigorous requirements for training, examination, and continuing professional development.

Highlights of QRA Education Program and Examination

• No pre-requisite on academic or professional qualifications to apply
• Fast and flexible course mode: 24-40 classroom hours
• The QRA 2.0 Examination is a 1.5-hour assessment consisting of 55 to 65 multiple-choice questions.